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Agency Principal John Rushe is a volunteer with Erie Together, a countywide initiative to reduce poverty in Erie County.  He joined Project Facilitator Mary Bula and Assistant Project Facilitator Nicole Wethli in a community presentation.  More details about this initiative are available at their website – Erie Together | Learn, Work, Thrive. – Erie Together.

John serves on the Community Engagement Committee.  Their objective is to take the Erie Together “story” out to small groups such as PTAs, church councils, service clubs and more.  Today’s audience was WIC – Women, Infants, Children of Erie County.  Roughly 30 managers and staff from throughout Erie County gathered to hear the details and ask questions about the following initiatives:

LEARN

• Early childhood readiness & success
• Aligning education to careers

WORK

• Balancing workforce & economic development

THRIVE

• Individual & family stability

The attendees were eager to get details on Erie Together.  And they provided insight on nutrition and immunization as possible barriers to Kindergarten readiness.  The event demonstrated the potential of diverse individuals contributing their skills and insight toward the fight against poverty in our area.

John Rushe spent the afternoon of Saturday, July 19th at the St. Martin Center in Erie. They offer many services to the needy in our area. And they try to help people help themselves to become more self-sufficient and successful.
Twice each year, they hold a seminar for aspiring first-time home buyers. The panelists typically include bankers, home inspectors, closing attorneys, home inspectors and others. John participates as the insurance expert, helping the attendees become better insurance consumers.
Eleven participants attended the July meeting. With the help of John and the other professionals donating their time and expertise, they are better prepared for home ownership.http://www.stmartincenter.org/

Our agency is a sponsor of this very worthwhile program ( Dolly Parton’s Imagination Library) thru the United Way of ERIE County. This link will take you to the website and you can sign up for this program if you are a resident of ERIE County. This is a free program for our children to receive books and all you have to do is read to your children. We hope that you will take advantage of this program or become a sponsor like us and support the children of our community. http://www.imaginationlibrary.com/

The US Marine Corps invaded our agency today…to pick up the toys collected for the kids. We are happy to serve as a drop-off site each year. It is our pleasure work with the USMC and to help some very needy families.

It is heartwarming to see the generosity in our community. Our policyholders and neighbors stop in to our office. Some simply waive when we say thanks and they are back out the door. Some are in and out so quickly, we don’t even get the chance to thank them. We even found brand-new plush toys in our outside mailbox one morning.

Thanks to all for making this possible. Merry Christmas!

So, you’re a landlord. In another blog, we’ll look at building coverage.  Today, we are examining Contents coverage, frequently described as Business Personal Property.

All too often, this is quickly dismissed because the units are rented “unfurnished”. And that viewpoint supports the need for each tenant to have Renter’s Insurance.

But a landlord may have a real investment in Contents as well – refrigerators, ranges, washers, dryers, porch & patio furniture, lobby furniture, cleaning & janitorial supplies, janitorial equipment, as well as supplies for lawn care or snow-removal. You may have “inherited” them from the prior building owner or purchased a few items here and there over the years.  But in the event of a covered loss, you may need to replace everything at once.

Do you want Replacement Cost Claim Settlement on your Contents? Or would you be satisfied with Actual Cash Value – depreciating for age, wear and tear?  Do you want Comprehensive Perils (if available)?  Or would you be satisfied with a shorter list of covered events?

If you have questions, visit our website’s Consumer Info section (www.wrins.com), or contact us.