All Home Insurance policies are not created equally. Although we worry about fires, we may never experience one personally. We are more likely to suffer water damage from a burst water supply pipe, back-up of a drain, or water from an ice dam. Every policy does not cover those incidents. Does yours? Call us to discuss the details!
So…you’re in the “landlord” business. Do you have sufficient Liability protection is case a tenant or visitor is injured? If you have a fire, you will have building damage to repair. You will also likely lose your tenant and that monthly income stream. Will your policy replace those lost rents? Call us to discuss the details!
We use our phones and digital cameras to take lots of fun, silly pictures. Here is a more serious task. Photo every room of your house, then photo a walk-around view of the outside. Park the photos in the cloud or elsewhere. This will assist you greatly if you ever need to explain to a claims adjuster what you owned before a covered loss occurred. Call us to discuss the details!
SPECIAL NOTE: Tenant-Owned Personal Property in rental homes is not covered.
Not sure, but I don’t think Hallmark has a card for this (yet). America, by Presidential proclamation, does celebrate National Transportation Week (#NationalTransportationWeek). For trivia buffs, look up the launch of the Interstate Highway system under President Eisenhower. Do you know why this was a Defense project? Be careful in construction areas. Slow down and give plenty of room for the workers and be prepared for sudden stops. And stop to assess your Auto Insurance protection as well. Give us a call for a no-obligation review!
Full-time college, technical school and similar education costs real money! In addition to tuiltion, there is also the expense for room and board. In many cases, it is not practical or allowable for the student to take a car to school. So Erie Insurance offers the College Student Discount…substantial savings. Talk to us about the details!
How many folks hike into the wood with nothing more than a backpack, sleeping bag, and small tent? Camping trailers and comfortable home-away-from home equipment now costs thousands…even tens of thousands. Does your Insurance cover it? It can make a difference whether you leave your “personal camp” at a campsite for the season or if you bring everything home after each get-away. Let’s make sure you are protected at the lowest possible cost. Give Us a CALL.
Spring is here! That means boating will soon begin in NW PA. Are you “covered”? Maybe. Check your Homeowners policy and you will likely find automatic extensions of protection. But be sure to read the fine print. Liability coverage, legal protection in case you injure someone or damage their property, is a common extension. But it typically does NOT apply to boats over certain lengths or horsepower.
You may also see coverage for the boat itself, but that may be limited to $1,000-$2,500. And it may basically apply at home. So this amounts to “driveway coverage”, not “highway coverage” or “waterway coverage”.
Talk to us. We’ll help you understand the details and your options.
The RAVE awards dinner took place April 19, 2016. The Junior League of Erie and Get Connected should be commended for this first-class event – Recognizing Achieving Volunteers in Erie (RAVE). Sean Lafferty, WJET-TV news anchor, served as emcee. John Rushe, on of our agency principals, was nominated as an outstanding volunteer in the Adult Class for his work with (a.) the Erie Together anti-poverty movement; and (b.) St. Stephen’s Episcopal Church. Congrats to the Adult Class winner – Beth Racine, a 30-year volunteer at TREC, the Therapeutic Riding Equestrian Center!
We have re-designed our websites! Check out www.wrins.com. This was a collaborative effort of Papa Advertising Inc. and Computer Solutions, both of Erie PA. We hope you find our full website easier to navigate. And we feel certain you will enjoy our “new look” featuring scenes from Presque Isle State Park.
Our mobile website, as you might expect, makes it possible to easily connect on-the-go. But we made a special effort to envision using it in front of a damaged home; at a roadside dealing with a disabled vehicle; or at the scene of an auto accident. This includes an Emergency Services button. After all, we need to be at our best when your circumstances are at their worst. This re-do also enables us to show off the new 24/7 dispatch feature for Road Service from Erie Insurance.
Please take a look and tell us what you think!
Spring is around the corner. What needs repaired, replaced, or updated at your home? Get some creative ideas at the Erie Home & Garden Show, Thursday March 17th through Sunday March 20th. This event will be held at the Bayfront Convention Center overlooking Presque Isle Bay.
Home Insurance may need a “Spring Tune-Up” as well. Did you finish previously unfinished space; erect an addition; add a deck or porch; or make some other significant improvement? Do you have enough coverage to rebuild your improved home?
Erie Insurance will be sponsoring a booth at the Erie Home & Garden Show. Our agency will be staffing it part of the day on Sunday, March 20th. Stop by and say hello!
