It is important to disclose all drivers-First Named Insured as listed on policy; others in the household – Spouse, Relatives such as children,Domestic Partner, and Unrelated Residents. Also, Regular Drivers Living Elsewhere must be disclosed.
The First Party Benefits include
All relatives residing with you are covered under your personal auto policy unless they have their own individual policies.
Workers Compensation may cover injuries as part of employment.
Liability protection provides legal defense and a settlement to
These limits can become outdated.
You can have additional coverage with a stand-alone Excess Liability Policy.
The occupants of your car can be protected from injuries by Uninsured Motorists (no insurance at all) or Underinsured Motorists (legally insured, but with insufficient coverage). You can
PA drivers are offered two choices for not-at-fault injuries.
Deductibles apply. Choosing higher deductibles lowers your premium.
Road Service provides reimbursement of reasonable emergency expenses such as towing.
Transportation Expense, also known as Rental Car Reimbursement.
We ask for the opportunity to review your needs when purchasing auto insurance. We also provide a written review each year.
DISCLAIMER: This brochure is provided as a convenient summary. It is not an offer of coverage. Details, limitations and exclusions are found in the actual policies.