OH Personal Auto policies have many options that impact premiums. This includes –
Workers Compensation may cover injuries as part of employment.
Liability protection provides legal defense and a settlement to
These limits can become outdated.
You can have additional coverage with a stand-alone Excess Liability Policy.
The occupants of your car can be protected from Uninsured (including underinsured) Motorists – Bodily Injury coverage. The limit, if you choose this option, equals your Bodily Injury Liability limits shown above.
Your vehicle can be protected from Uninsured (including underinsured) Motorists – Property Damage coverage. The limit, if you choose this option, should closely match the value of your vehicle. Choices are $7,500, $10,000 or $25,000, all with a $250 deductible.
Pet Injury Coverage @ $1,000 is included. Deductibles for vehicle damage apply. Choosing higher deductibles lowers your premium.
Emergency Roadside Assistance provides reimbursement of reasonable emergency expenses such as towing.
Transportation Expense for replacement transportation following a covered loss.
Auto Enhancement offers diminishing deductible, additional Transportation Expense, increased Sound Equipment and more.
New Auto Security Coverage offers replacement cost and repair cost coverage on newer, qualified vehicles; and it includes Lease/Loan Security coverage to help defray gap between the total loss value.
in the event of a total loss with a loan/lease value greater than the vehicle value.
Custom parts or Equipment above the $1,000 automatic limit.
We ask for the opportunity to review your needs when purchasing auto insurance. We also provide a written review each year.
DISCLAIMER: This brochure is provided as a convenient summary. It is not an offer of coverage. Details, limitations and exclusions are found in the actual policies.