Why is this covered? What does it cover? Who does it cover?
This is sometimes called Guest Medical Payments. It is designed to respond to visitors who are injured while at your home. Envision a friend or neighbor who falls and suffers minor cuts and breaks their eyeglasses. Medical Payments might pay for those expenses, simply because it happened “on your watch”. It is not an admission of negligence – that the injury was caused by something you did or failed to do. That’s a topic for another blog or video. As always, call us to discuss the details.