The Dwelling coverage can protect
Coverage perils can be selected as
Depreciation for age, wear, tear
Personal Property (furniture, clothing, appliances, electronics, and more)
Claim settlement is Actual Cash Value (depreciation for age, wear & tear).
PA FAIR Plan Dwelling Property policies DO NOT include Theft protection.
The PA FAIR Plan assigns a $250 deductible to all residential policies.
Provides legal defense and a settlement
These limits can become outdated.
You can have additional coverage with a stand-alone Excess Liability Policy.
Offers assistance to visitors injured at your home, even when you are not negligent.
The Insurance Placement Facility of PA also offers a Residential Crime Insurance Policy.
It includes Loss by Burglary or Robbery from the premises. It does not apply to losses from aircraft, motorized vehicles, trailer, boats, or from vacant properties. Certain types of property are limited, such as a $200 maximum for money. The policy has a $100 deductible per loss. Other conditions also apply.
Coverage limits range from $1,000 to $10,000. Here are sample annual premiums assuming a residence does not have a qualifying burglar alarm-
We ask for the opportunity to review your needs when purchasing home insurance. We also provide a written review each year.
DISCLAIMER: This brochure is provided as a convenient summary. It is not an offer of coverage. Details, limitations and exclusions are found in the actual policies.