The Dwelling coverage can protect your
Coverage perils can be selected as
All direct physical damage is covered except exclusions such as war, nuclear radiation, earthquake, flood, radon, and others listed in the policy.
This helps offset the loss of rent due to a covered loss. Automatic coverage of 5% of the Dwelling Limit is provided. Optional coverage is available.
This option, available at time of loss, minimizes depreciation by opting for modern materials and techniques.
Business Personal Property provided by a landlord in rental properties (appliances, furniture, etc.).
SPECIAL NOTE: Tenant-Owned Personal Property in rental homes is not covered.
You choose a deductible (portion you pay) of $250; $500; $1,000 or $2,500. Raising your deductible lowers your premium.
Provides legal defense and a settlement
Available limits are –
You can have additional coverage with a stand-alone Excess Liability Policy.
Offers assistance to visitors injured at your rental property, even when you are not negligent.
This policy series requires that all tenants have the following:
The rental dwelling must adhere to local code enforcement regarding carbon monoxide & smoke alarms.
We ask for the opportunity to review your needs when purchasing home insurance. We also provide a written review each year.