It is important to disclose all drivers- First Named Insured as listed on policy; others in the household – Spouse, Relatives such as children, Domestic Partner, and Unrelated Residents. Also, Regular Drivers Living Elsewhere must be disclosed.
PA Progressive Motorhome policies are issued with the Full Tort option. This allows for recovery of medical and out-of-pocket expenses. It also allows recovery for pain and suffering without qualification as “serious injury”.
PA First Party Benefits offer
Liability protection provides legal defense and a settlement to
These limits can become outdated.
You can have additional coverage with a stand-alone Excess Liability Policy.
The occupants of your motorhome can be protected from injuries by Uninsured Motorists (no insurance at all) or Underinsured Motorists (legally insured, but with insufficient coverage). You can
This includes Pet Injury coverage (up to $1,000) in addition to protection for your motorhome.
Emergency Expense coverage pays for costs incurred after a covered loss over 50 miles from home. $750 is included with Comprehensive & Collision. It can be upgraded by $2,000; or $7,500 for Full-Timers (RV as primary home).
Emergency Roadside Assistance provides reimbursement of reasonable emergency expenses such as towing.
Full-Timers Package is special protection for owners using the motorhome as a primary home. It offers Personal Liability, Medical Payments to Others, Loss Assessment, & Storage Shed Contents – much like a homeowner policy.
Personal Effects Coverage protects your contents at Replacement Cost up to $99,000 with a $100 deductible.
Total Loss Coverage is available for motorhomes no more than 1 year old.
Trailer Coverage can protect utility trailers and tow dollies. $2,500 is included with Collision and Comprehensive; up to $17,500 in optional coverage is available.
Vacation Liability provides Premises Liability coverage. $10,000 is included with Collision and Comprehensive. Options are offered to $500,000.
Motor Home, including Full Timers
Travel Trailer, incl. Park Models
Employment Practices Liability