This coverage is for Antique, Classic, Modified, Custom, Kit, Replica, Exotic and similar vehicles. Coverage for Liability, Tort Option, and First Party Benefits must NOT exceed the limits on your primary Personal Auto policy.
The affordable rates assume the car will be driven on a limited basis (not for daily commuting); not used in racing or timed events; and kept in an enclosed, locked garage.
Each driver must have at least 10 years of experience; a favorable driving record; and there must be one regular-use vehicle for every licensed driver in the household.
The First Party Benefits include Medical Payments, Extraordinary Medical Benefit, Income Loss, Accidental Death and Funeral Benefits
Liability protection provides legal defense and a settlement to
The occupants of your car can be protected from injuries by Uninsured Motorists or Underinsured Motorists. You can
PA drivers are offered two choices for not-at-fault injuries – Limited Tort or Full Tort.
Claim settlement uses an Agreed Value approach. Deductibles for vehicle damage apply. Classic Collectors also offers a “zero deductible” option.
Classic Collectors Driver Club offers a 24/7 toll-free number for roadside assistance such as towing, jump start, lockout service, flat tire assistance, and fuel delivery.
Inflation Guard automatically increases the value of your car by 6% per year.
Newly Acquired Vehicle coverage applies, up to $75,000 for 30 days.
Spare Parts coverage is automatically included up to $1,000.
Towing & Labor (when unable to use the driver club program) reimburses covered disablement to $100.
Trip Continuation coverage applies if your covered vehicle is disabled due to an accident over 50 miles from home – up to $75 per day; maximum $500.