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Some discounts are automatically applied. For example, every car in a certain
Year, Make and Model group is equipped with dual front airbags.
Insurers automatically apply the discount.
Other discounts are action-based. A senior driver may qualify for a discount by
taking an approved Accident Prevention Course.
Here is a convenient summary of just some of the available discounts currently
available from our Pennsylvania carriers. Call us for details and to see if you
qualify!
HOME INSURANCE
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Monthly EFT |
(Erie Insurance Group) This is not a true reduction of annual premium,
but it avoids installment payment plan fees AND allows you to budget 12
payments over 12 months.
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Alarms |
Local alarms for fire, smoke and/or burglary.
Central station alarms for fire, smoke and/or burglary that notify a service or
authorities.
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Multi-Policy
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(Erie Insurance Group) insure your personal auto with an Erie Auto
policy. Also, Erie offers a discount for life protection thru Erie
Family Life.
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Jewelry in Vault
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Receive a discounted rate for scheduled jewelry kept in a vault. |
PERSONAL AUTO INSURANCE
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Pay-In-Full
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Paying premium in full at the beginning of the policy period
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0-30-60 Payment
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(Erie Insurance Group) Paying the premium in 3 equal installments in the
first 60 days of the policy period.
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Monthly EFT
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(Erie Insurance Group) This is not a true reduction of annual premium,
but it avoids installment payment plan fees AND allows you to budget 12
payments over 12 months.
(Other carriers) This is not a true reduction of 6-month premium, but it
offers lower installment payment plan fees AND allows you to budget 6
payments over 6 months.
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Anti-Theft
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Alarms, some automatically set each time you lock your car door using
your remote, may qualify you for discounts
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Anti-Lock Brakes
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Standard on some models, optional on others
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Air Bags |
Standard on some models, optional on others; upgrades to side and side-curtain
on some vehicles
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Driver Training |
(Erie Insurance Group) Young drivers completing an approved course with
30 hours of classroom and 6 hours road-time instruction
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Youthful Driver
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(Erie Insurance Group) Young drivers, with qualifying household driving
records, may complete a review at our agency
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College Student
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(Erie Insurance Group) a full-time student residing at school while the car
remains back home
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Accident Prevention |
Senior drivers, with qualifying driving records, may take an approved
course and receive a discount for 3 years
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Reduced Use
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(Erie Insurance Group) storing your car for at least 90 consecutive days
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Low Miles |
(Erie Insurance Group) driving significantly less than 12,000 – 15,000
annual miles (average in U.S.)
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Multi-Vehicle |
Insure all vehicles in the household with the same carrier
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Multi-Policy |
(Erie Insurance Group) insure
your primary home with an Erie HomeProtector policy. Also, Erie offers a
discount for life protection thru Erie Family Life.
(Progressive) insure your auto and other needs with Progressive such as
boat, cycle or RV. |
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